I GET DISABILITY CHECKS FROM MY INSURANCE COMPANY? CAN I STILL GET SOCIAL SECURITY?

Many workers are covered by 2 disability plans:  a group plan provided by their employer (through a private insurance company) and Social Security.

If you are receiving a disability check from an insurance company, you are still eligible to apply for Social Security disability benefits.  In fact, most insurance companies will require you to apply for Social Security.

All you need to do is document to Social Security that your check is a disability benefit, not wages.  This is easy to do.

Can you get both Social Security disability and insurance company disability benefits?  This depends entirely on the terms of your insurance policy.  However, in most cases, the insurance company will reduce their payments once you get approved for Social Security.  You may end up getting the disability benefit provided by your insurance, minus the Social Security benefit.*
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*Our firm does not provide advice or assistance concerning disputes or problems involving private insurance plans, companies or issues.  Our practice is limited strictly to matters of Social Security disability.